Smart Loan Strategies for California Homebuyers in 2025

CalHFA + FHA in 2026: How California First-Time Buyers Are Getting In for Under $7,000

Troy Mire

Published on: 26/08/2026

CalHFA's updated 2026 income limits open new doors for first-time buyers. See how a Fullerton buyer combined FHA and My Home DPA to purchase a $569K condo with only $6,800 out of pocket.

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California FHA, VA, and Conventional Down Payment Assistance in 2026

Troy Mire

Published on: 07/07/2026

Learn how California buyers can compare FHA, VA, conventional loans, CalHFA, GSFA, and down payment assistance options in 2026.

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FHA & Conventional: ADU House Hacking Strategy

Troy Mire

Published on: 03/06/2026

Discover how California homeowners are using FHA and conventional financing with ADUs to offset housing costs, generate rental income, and build long term wealth.

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The Write-Off That Blocked Your Loan. The P&L Loan That Ignores It.

Troy Mire

Published on: 09/05/2026

Self-employed California investors blocked by tax return write-offs can qualify using a P&L loan.

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