Homeownership and Tailored Mortgages | Troy Mire
Helping You Finance the Right Way — From FHA to DSCR
Buying a home in California isn’t just a purchase — it’s a strategy.
Whether you're navigating FHA guidelines, evaluating VA eligibility, or exploring DSCR or Non-QM options, what matters most is the structure behind the numbers. No two buyers are the same — and your loan shouldn't be either.
That’s why I approach lending with a tailored mindset — built on 20+ years in the business, and over $250 million in closed volume across real estate sales, mortgage lending, and creative finance.
🎯 What Tailored Mortgage Strategy Really Means
Most lenders talk about speed. I care more about certainty — because the best loan in the world doesn’t matter if it doesn’t close.
My process is designed for:
First-time buyers who need clarity without the jargon
Homeowners looking to relocate or upgrade
Investors exploring long-term rental purchases
Borrowers with complex income or credit needing Non-QM flexibility
We start with your goals — then reverse-engineer the right path to get you there.
🔎 Real Numbers. Real Experience.
Since 2019, I’ve originated consistent monthly volume across FHA, VA, DSCR, and bank statement loans — funding an average of $1.5M to $3M per month. Combined with earlier years in real estate sales, the total career volume now exceeds $250M+ — all built deal by deal, buyer by buyer.
Let’s Talk Before You Lock
If you’ve been quoted a rate — or denied by a lender — that doesn’t mean your strategy is wrong. It just means the structure might be.
Let’s review it, together.
No pressure. No pushy sales. Just clarity.
